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Lupiya is an innovative neobank based in Zambia, focusing on delivering accessible and inclusive financial services. The institution emphasizes empowering individuals and small enterprises through transparent and flexible lending options.

Key Advantages of Choosing Lupiya:

• Flexible Loan Amounts: Borrowing limits tailored to borrower needs, ranging from small personal loans to larger business financings.
• Convenient Repayment Options: Repayment periods vary from 60 days up to 60 months, offering adaptability to different financial circumstances.
• No Collateral Requirements: Loans can be accessed without physical collateral, reducing entry barriers.
• Transparent Fee Structure: No hidden charges, rollover fees, or transaction costs are applied.
• Credit Building Opportunities: Consistent repayments and increased borrowing limits facilitate credit score improvement and potential interest rate reductions.

Loan Characteristics:

• Annual Percentage Rate (APR): Ranges from 24% to 56%, depending on loan specifics and borrower profile.
• Sample Calculation: Borrowing ZMW 100,000 over 6 months with a monthly interest rate of approximately 4% results in total repayment of ZMW 124,000.

Loan Application Process:

1. Download and Register: Obtain the Lupiya app and create a user account.
2. Complete Basic Details: Fill out the application form with required information.
3. Submit Application: Apply online for a swift approval process.
4. Fund Disbursement: Approved loans are deposited directly into the applicant’s bank account.

Eligibility Criteria:

• Residency: Applicants must reside in Zambia.
• Age Range: Between 18 and 60 years old.

For further assistance or inquiries, please contact our support team:

• Phone: +260 962284039 (Available Monday to Friday from 9 am to 6 pm, and Saturday from 9 am to 5 pm)
• Email: [email protected]
• Office Address: Counting House, Unit 1, Suite 1, Thabo Mbeki Road, Lusaka, Zambia

Stay informed and connected through our social media channels:

• Facebook
• LinkedIn

Additional information and services are available on our website: Lupiya Website.